Illustrative aerial view of the Gambian coast near Banjul at golden hour

WEST AFRICA / THE GAMBIA

SJAIN Tech
The Gambia.

Payments, tourism and growth software for Gambian businesses.

From mobile money and remittance platforms in Banjul and Serekunda to direct booking for hotels in Kololi: senior delivery capacity for businesses, lenders, hotels and diaspora founders.

Remote engineering from India. Local collaboration by agreement.

Banjul · Serekunda · Brikama · Bakau & Kololi · Farafenni

UTC+0 · India 5.5 hrs ahead · English

Client & partner engagements

Built around your market

Engineering built around
how The Gambia does business.

Wave, Afrimoney and QMoney next to cards and cash. Remittances from relatives abroad supporting families and businesses. Hotels and tour operators on the Smiling Coast paying high commissions. Cargo moving from the Port of Banjul into Senegal and Mali. Groundnut and cashew buyers collecting from many farmers. We design around these realities from the first workshop.

01 / THE GAMBIA SERVICES

Wave, Afrimoney, QMoney & card payment integration

Payment integration in The Gambia: Wave, Afrimoney, QMoney and card payments with automated reconciliation in dalasi.

02 / THE GAMBIA SERVICES

Remittance, microfinance & fintech software

Fintech development in The Gambia: remittance payout, wallet, savings, loan and reporting systems for money transfer operators, microfinance institutions and fintechs.

03 / THE GAMBIA SERVICES

Hotel, tour & tourism booking software

Tourism software in The Gambia: direct booking websites, hotel and guesthouse management, tour and excursion booking and online payments for the Smiling Coast.

04 / THE GAMBIA SERVICES

Tax-ready billing, POS & accounting integration

Billing software in The Gambia: invoicing, point of sale and accounting workflows prepared for GRA VAT reporting where it applies.

05 / THE GAMBIA SERVICES

Port, transit & agribusiness software

Logistics and agritech in The Gambia: shipment, transit and fleet tracking for Banjul forwarders, plus groundnut, cashew and horticulture collection and payout systems.

06 / THE GAMBIA SERVICES

Web, mobile app & business portal development

App development in The Gambia: websites, mobile apps, e-commerce, customer portals and MVPs for companies, startups and diaspora-led ventures.

07 / THE GAMBIA SERVICES

Dedicated developers & managed squads

Dedicated developers for The Gambia: senior engineering squads with strong overlap with Gambian business hours.

08 / THE GAMBIA SERVICES

AI & WhatsApp customer assistants

AI assistants in The Gambia: WhatsApp and web chatbots answering customers and guests for banks, hotels, retailers, schools and public services.

5 cities. Different priorities.

Start where your business operates.

Government, port, banking & trade

Banjul

Mobile money integration, tax-ready billing, port logistics and dedicated developers for Banjul ministries, banks, importers and forwarders.

Explore Banjul

Retail, SMEs, remittances & services

Serekunda

Retail, POS, remittance, school and SME software for Serekunda, Kanifing and the Greater Banjul Area.

Explore Serekunda

Agriculture, markets, education & growth

Brikama

Agribusiness, market trader, school and SME software for Brikama and West Coast Region businesses.

Explore Brikama

Tourism, hotels, hospitality & real estate

Bakau & Kololi

Hotel, tour, booking, restaurant and real estate software for Bakau, Kololi and the Senegambia tourism strip.

Explore Bakau & Kololi

Cross-border trade, groundnuts & transport

Farafenni

Cross-border trade, groundnut and agribusiness, transport and SME software for Farafenni and North Bank businesses.

Explore Farafenni

For agencies & advisers

Local relationships.
Shared delivery strength.

We are seeking Gambian digital agencies, accounting and ERP consultants, tourism, fintech and agritech specialists, and diaspora entrepreneurs for referrals, co-delivery and white-label engineering. Bring local context; we bring architecture and delivery capacity.

Explore partnership

How an engagement starts

  1. 01

    Understand the workflow

    Share your systems, operating constraints and the result you need.

  2. 02

    Agree the first release

    Define scope, measurable outcomes, responsibilities and commercial terms.

  3. 03

    Deliver with clear ownership

    Work in documented increments with a named delivery lead and agreed overlap hours.

Questions from businesses in The Gambia

Frequently asked questions

Do you work with Gambian businesses remotely?

Yes. Delivery runs remotely from India, with local partner collaboration where agreed. India is 5.5 hours ahead, so the Gambian working day overlaps for several hours.

Which currency do you invoice in?

Commercial terms and invoicing currency are agreed in the written proposal for each project.

Can you integrate Wave, Afrimoney and QMoney?

Yes, through the providers' official APIs or licensed aggregators. Merchant approvals remain with your business and the provider.

Do you build booking systems for hotels and tour operators?

Yes. We build direct booking websites, room and tour calendars and payment links to reduce commissions.

Can diaspora founders work with you from abroad?

Yes. Discovery, delivery and reporting all run online, so founders in Europe, the US or The Gambia can work with the same team.

How does a project start?

With a short discovery call about one workflow, then a written scope with outcomes, responsibilities and fees before any build begins.